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Zip account

It just takes 2 to 3 minutes to sign up. All you need is a proof of ID

4 Interest free payments

Buy Now Pay Later, get your order right away but spread your purchase across 4 equal fortnightly payments..

0% Interest

Every purchase you make with Zip is interest free either Online or in store..

How does Zip work?

Zip allows you to make purchases and take your goods straight away. You just need to pay 25% upfront and the remaining amount is charged over 3 fortnightly interest free installments..

How do I sign up with Zip?

You can sign up when checking out on The Market or at zip.co.nz. The sign-up process takes 2-3 minutes and you need to be 18 years or older and have an NZ debit or credit card..

What if I don’t have an NZ Driver License or get an ID failed message when applying?

Zip uses identity recognition software’s and needs to verify you before it can approve your application. You can get you ID verified manually as part of the signup or checkout process with other forms of ID (this process can take up to 24 hours) so just follow the prompts..

Are there any hidden fees?


Zip does not charge any upfront fee or deposit, If you miss a payment you will be charged an $8 default fee per week it is late (capped at $40 total late fees per purchase).

Why can’t I shop with Zip again straight away?

If you are a new Zip customer, you will need to wait until your 2nd installment has been paid (2 weeks after purchase) before you can shop with Zip again.